Safety and Legal Issues
Health Insurance for Nannies
Families hiring nannies often want to provide health insurance, but don’t
know where to turn for nanny health insurance. Eisenberg & Associates is the country’s
leading provider of health insurance for nannies.
There are two types of nanny health insurance: permanent and temporary insurance.
The former is renewed annually and remains in force even if the nanny becomes seriously
ill. Short term policies are written for a specific amount of time, i.e., nine months.
There is a tremendous difference in cost between the two types of plans. Generally,
the short-term plan is half the cost of permanent health insurance. The short-term
plan can remain in place for many years, but the nanny’s health must remain good.
Nannies that you expect will be with you for years will be a good candidate for
permanent health insurance and it will have the added benefit of not being cancelled
should the nanny become ill.
Eisenberg & Associates has insured thousands of nannies over the years and finds
that about 60% of families purchase the temporary plans.
Richard A. Eisenberg & Associates
1340 Centre Street, Suite 203
Newton Centre, MA 02459